You Dont Need a Budget, Dana Miranda
You Dont Need a Budget, Dana Miranda
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You Don't Need a Budget
Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease

Author: Dana Miranda

Narrator: Dana Miranda

Unabridged: 7 hr 48 min

Format: Digital Audiobook Download

Published: 12/24/2024


Synopsis

A simple, no‑stress guide to managing money—free of the toxic messages and shame baked into traditional personal finance advice.

Track every dollar you spend. Check your account balances once a week. Always pay off your credit card bill in full. Make a budget—and stick to it. These are just a few of the edicts you'll find in virtually every personal finance book. But this kind of rigid, one‑size-fits‑all advice—usually written for and by wealthy white men (and a few women) with little perspective on the money struggles that many people face—is unrealistic, and only creates stress and shame.
 
As a financial journalist and educator, Dana Miranda is on a mission to liberate readers from budget culture: the damaging set of beliefs around money that rely on restriction, shame, and greed—much like diet culture does for food and bodies. In this long‑overdue alternative to traditional budgeting advice, Miranda offers a new approach that makes money easy for everyone, regardless of the numbers in their bank account.
 
Full of counterintuitive advice—like how to use debt to support your life goals, how to plan for retirement without a 401K, and how to take advantage of resources that exist to support those left behind by the forces of capitalism—You Don’t Need a Budget will empower readers to get money off their mind and live the lives they want.

Reviews

Goodreads review by Katy O.

(free review copy) I wavered between a three and a four for this, and I wanted to go with the four because I really do appreciate the different way of thinking in this book than the majority of personal finance books. However, I have enough caveats to that, that I ended up going with three. What I l......more

Goodreads review by Lizz

I thought this would be an interesting read, which it was, for the first 25% of the book. Then she started talking about how earning a living is ludicrous and living beyond your means is okay because there is all this public assistance available. I stopped reading after that because she suggested th......more

I had the opportunity to preview this book. It's truly life changing and not at all what you'd expect. This book turns everything you've ever been taught about managing your finances on its head. It embodies the saying, it's all about the view. Change your view; change your life.......more